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Links to related articles and sites

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A consumer-driven future: When patients call the shots
By Julie A. Jacob, AMNews, September 23, 2002
http://www.ama-assn.org/sci-pubs/amnews/pick_02/bisa0923.htm

Defined Contribution Health Plans- Analysis of Recent IRS Guidance and the Legal Issues that Remain
by Jon W. Breyfogle and Christine L. Keller, Groom Law Group, September 9. 2002
http://www.groom.com/articles_display.asp?display=208

Will Consumer-Driven Health Plans Provide Boost to Direct Reimbursement Dental Programs?
by Kevin Sweeney, Employee Benefit News, September 1, 2002
http://www.benefitnews.com/supplemental/detail.cfm?id=3436

Health care from the Web: USelect lets consumers shop
By Marsha Austin, Denver Post, 8/20/2002:
http://www.denverpost.com/Stories/0,1413,36%257E33%257E798664%257E,00.html

The Basics of Defined Contribution Health Insurance
by Vicki Lankarge, insure.com, July 30, 2002
http://www.insure.com/health/definedcontributions.html

Medical savings accounts: Another way to pay for health care
insure.com, July 12, 2002
http://www.insure.com/health/msa.html

Consumer-driven health insurance gains momentum
By Vicki Lankarge, insure.com, July 11, 2002
http://www.insure.com/health/consumerdriven.html

In: Consumer Empowerment, Out: Social Insurance
by Chris Middleton, Health Policy Prescriptions, July, 2002
http://www.pacificresearch.org/pub/hpp/2002/hpp_02-07.html

Era of Consumer-Driven Health Care Dawns
By Grace-Marie Turner, Galen Institute, July 1, 2002
http://www.galen.org/news/070302.html

Certain Defined Contribution Plans Given Green Light
ERISA and Benefits Alert, Miller & Chevalier, July 1, 2002
http://www.millerchevalier.com/db30/cgi-bin/pubs/July%202002%20Alert.pdf

Full Steam Ahead for "Health Reimbursement Arrangements"
EBIA Weekly, June 27, 2002
http://www.ebia.com/weekly/articles/2002/Caf020627HRA.html

IRS clarifies tax rules for employer-provided health care benefits
Associated Press, June 26, 2002
http://www.nj.com/newsflash/business/index.ssf?/cgi-free/getstory_ssf.cgi?f0170_BC_IRS-HealthPlans&&news&newsflash-financial

The Next Frontier?: Consumer-driven health plans pique employer interest
By Bruce Shutan, Employee Benefit News Supplement, June 15, 2002
http://www.benefitnews.com/health/detail.cfm?id=3099

Dialogue deepens debate on consumer-driven health
By Jill Elswick, Employee Benefit News, June 15, 2002
http://www.benefitnews.com/health/detail.cfm?id=3071

Scott Has Creative Health Solution
by Christopher Montgomery Dayton Daily News, June 04, 2002
http://www.ifebp.org/2002/06/03/DDNW/0000-4909-KEYWORD.Missing.asp

Manage Your Own Care
By Rafael Gerena-Morales, Tampa Bay Tribune, June 2, 2002
http://news.tbo.com/news/MGAU3MUDY1D.html

Can defined contribution health insurance reduce costs growth?
by Len M. Nichols, Employee Benefits Research Institute Issue Brief, June 1, 2002
http://cnniw.yellowbrix.com/pages/cnniw/Story.nsp?story_id=31377785&ID=cnniw&scategory=Healthcare:Managed%20Care&

Reader Survey Results: Does the New Health Care Shape Up?
Business Week, May 20, 2002
http://www.businessweek.com/bwdaily/dnflash/may2002/nf20020520_1296.htm

U.S. Companies to Give Workers More Responsibility for Health Care Benefits
Watson Wyatt Press Release, May 15, 2002
http://www.watsonwyatt.com/us/news/press.asp?ID=9963

U.S. Companies to Give Workers More Responsibility for Health Care Benefits
Watson Wyatt, May 15, 2002
http://www.watsonwyatt.com/news/press.asp?ID=9963

Health Care Choice at a Price
By Howard Gleckman, Business Week, May 6, 2002
http://www.businessweek.com/magazine/content/02_18/b3781601.htm

Options for Health Plan Choice; Begins on page 5
by Robert G Cosway, Milliman USaBenefits Perspectives Spring 2002 (May 2002)
http://www.milliman.com/files/Spring02_fin.pdf

Defined Contribution Health Plans Outline of Legal Issues
by: Jon W. Breyfogle, Groom Law Group, April 29, 2002
http://www.groom.com/articles_display.asp?display=176

Defining care
By Holly M. Rodriguez, Inside Business, April 22, 2002
http://www.insidebiz.com/hamptonroads/special_report/special042202b.htm

FSA participation may build with plastic
by Kevin Sweeney, Employee Benefit News, April 15, 2002
http://www.benefitnews.com/finance/detail.cfm?id=2784

Issues Surrounding Defined Contribution Products
Brent L. Greenwood, ASA, MAAA, Principal, Reden & Anders, Ltd., April 2002
http://www.reden-anders.com/pdf/defined_contribution.pdf

Defined Contribution Health Plans: Buyer Beware
By Charles D. Baker, CEO, Harvard Pilgrim Health Care, March 29, 2002
http://www.harvardpilgrim.org/employers/products/defined_beware.cfm

Reality Check on "Defined Contribution" Health Plans
by Fred Hunt, President of Society of Professional Benefit Administrators, 3/28/2002
http://users.erols.com/spba/p0000036.html

Humana unveils new health plan
By Trebor Banstetter, Star-Telegram, March 20, 2002
http://www.dfw.com/mld/dfw/business/2896613.htm

Americans attempt negotiations to lower medical bills
BenefitNews Connect, March 7, 2002
http://www.benefitnews.com/health/detail.cfm?id=2622

Job Creation and Worker Assistance Act of 2002 Extends Archer MSAs and Clarifies Adoption Assistance and Dependent Care Provisions
EBIA Weekly, March 14, 2002
http://www.ebia.com/weekly/articles/2002/Caf020314JCWAA-MSA.html

Shifting Responsibilities: Models of Defined Contribution Health Plans
Academy for Health Services Research and Health Policy, under the Robert Wood Johnson Foundation, March 7, 2002
http://www.hcfo.net/pdf/definedcontribution.pdf

Defined Contribution and Consumer Directed Health Care
Harvard Pilgrim White Paper, March 2002
http://www.harvardpilgrim.org/employers/products/dcwhitepaper.pdf

The Future Funding of Health Care
by Steve Rock, Synertech, ADVANCE for Health Information Executives, March 2002
http://www.advanceforhie.com/Articles/futurefunding.html

Consumers Are Driving Change
by Gary Ahlquist and David Knott, Best Review, March 2002
http://www.bestreview.com/2002-03/lh_consumer.html

Employees ready to make more health care choices
BenefitNews Connect, February 26, 2002
http://www.benefitnews.com/health/detail.cfm?id=2553

Defined Contribution in Wisconsin
Scandlen's Health Policy Comments, February 18, 2002
http://www.ncpa.org/sub/shpc/2002/gshpc021802.html#7

RWJ on Defined-Contribution Models
Scandlen's Health Policy Comments, February 18, 2002
http://www.ncpa.org/sub/shpc/2002/gshpc021802.html#5

U.S. Employers Are Frustrated With Health Care Delivery and Looking for New Alternatives
Hewitt Associates, Company Release, February 12, 2002
http://was.hewitt.com/hewitt/resource/newsroom/pressrel/2001/02-12-01.htm

PPO/savings account design gives consumers more control
BenefitNews Connect, February 7, 2002
http://www.benefitnews.com/health/detail.cfm?id=2488

The state of (d)evolving health care
by Laura Ofobike, The Beacon Journal, February 5, 2002
http://www.ohio.com/mld/ohio/news/columnists/laura_ofobike/2607387.htm

The next big thing in health benefits: Consumer choice
By Jack Bruner of Hewitt Associates, Benefits Quarterly, February 1, 2002
http://cnniw.yellowbrix.com/pages/cnniw/Story.nsp?story_id=28263482&ID=cnniw&scategory=Healthcare:Managed%20Care&

Defined Contribution Gains Momentum
by Conrad F. Meier, Health Care news, February 2002
http://www.heartland.org/health/feb02/momentum.htm

Consumer-driven plans counter criticism
Employee Benefit News February 2002
http://www.benefitnews.com/health/detail.cfm?id=2424

Defined Contribution Health Insurance Products: Development and Prospects
Health Affairs via AHealthyMe.com Jan/Feb 2002 Issue
http://www.ahealthyme.com/article/bellhowell/101740957

New Health Plans Give Incentives to Employees
By Barbara Martinez, The Wall Street Journal, Jan 29, 2002
http://www.careerjournal.com/hrcenter/articles/20020129-martinez.html

Consumer-driven health insurance gains momentum
By Vicki Lankarge, insure.com, Jan 28, 2002
http://www.insure.com/health/consumerdriven.html

Where to get help in a constantly changing system
By Michael Lemonick, Time Magazine, January 28, 2002
http://www.time.com/time/covers/1101020128/medical.html

Here Comes Your New Health Plan
By Stacey L. Bradford, SmarMoney.com, January 24, 2002
http://biz.yahoo.com/smart/020124/20020124consacti.html

Here Comes Your New Health Plan
By Stacey L. Bradford, SmartMoney.com, Jan 24, 2002
http://biz.yahoo.com/smart/020124/20020124consacti.html

Complex communications may stymie consumer-driven plans
BenefitNews Connect, January 24, 2002
http://www.benefitnews.com/health/detail.cfm?id=2419

Corporate health plans: Treatment of choice
The Economist, Jan 17th 2002
http://www.economist.com/business/displayStory.cfm?Story_ID=940585

National business group creates think tank on health costs
By Myrle Croasdale, AMNews staff, Jan. 14, 2002
http://www.ama-assn.org/sci-pubs/amnews/pick_02/bisd0114.htm

Big contract empowers new insurer
by Ashley M. Gibson, Charlotte Business Journal, January 11, 2002
http://charlotte.bizjournals.com/charlotte/stories/2002/01/14/story7.html

Employers Consider New Defined Contribution Health Plans
Daily Health Policy Report, Kaiser Network.org, Jan 08, 2002
http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=8844

Economic implications of defined contribution health plans
by Eric W Ford, Business Economics, January 2002
http://cnniw.yellowbrix.com/pages/cnniw/Story.nsp?story_id=28674611&ID=cnniw

Consumers to Control Purse Strings
by John B. Harkey Jr., HealthLeaders, January 2002
http://www.healthleaders.com/magazine/feature1.php?contentid=30842&categoryid=153

Driving toward a revolution in health care quality
by Thomas C. Billet, Employee Benefit News, January 2002
http://www.benefitnews.com/health/detail.cfm?id=2318

For Benefits Managers: Health Care's Worldwide Web
By Tom Starner, Risk and Insurance, January, 2002
http://www.riskandinsurance.com/tech_healthcare.asp

West Coast group will offer managed care alternative
AM News, December 17, 2001
http://www.ama-assn.org/sci-pubs/amnews/pick_01/bisd1217.htm

More health care choices, no free lunch
by Derek Van Amerongen, Business Courier, December 14, 2001
http://cincinnati.bcentral.com/cincinnati/stories/2001/12/17/editorial3.html

Online health services vendor receives second-round financing
The Business Journal (Portland, OR) December 14, 2001
http://portland.bcentral.com/portland/stories/2001/12/10/daily51.html

Companies to offer alternative health insurance product to Oregon employers
by Vicki Lankarge, insure.com, December 11, 2001
http://www.insure.com/states/or/health/alternativeplan1201.html

Health insurers hope new offerings will turn tide
BenefitNews Adviser, December 5, 2001
http://www.benefitnews.com/health/detail.cfm?id=2232

A New Health Plan May Raise Expenses for Sickest Workers
By Milt Freudenheim, New York Times, December 5, 2001
http://www.nytimes.com/2001/12/05/business/05CARE.html

Seeking answers, employers get only mixed messages
by Karen Lee, Employee Benefit News, December 2001
http://www.benefitnews.com/health/detail.cfm?id=2197

Tax risks cloud DC health plans
by Jill Elswick, Employee Benefit News, December 2001
http://www.benefitnews.com/detail.cfm?id=2212

Dawn of the Jumbo Deductible
By David M. Katz, CFO.com, November 30, 2001
http://www.cfo.com/article/1,4616,0|83|AD|5985,00.html

New partnership brings DC health to TPAs
BenefitNews Connect, November 29, 2001
http://www.benefitnews.com/health/detail.cfm?id=2194

Fidelity Considers DC-Type Healthcare Plan
by Jason Park, Defined Contribution News November 18, 2001
http://www.dcnews.com/top+news/fidelity+considers+dctype+healthcare+plan.asp

California Health Purchasing Group to Offer New Fixed Account Health Plan Designed to Cut Business' Costs
Kaiser Family Foundation Daily Health Policy Report, Nov 8, 2001
http://www.kaisernetwork.org/daily_reports/rep_index.cfm?DR_ID=7939

Higher deductibles, savings accounts gaining favor
by Peter Neurath, Puget Sound Business Journal, November 2, 2001
http://bizjournals.bcentral.com/industries/health_care/industry_regulation/2001/11/05/seattle_focus3.html

"Consumer-Directed" Options for Employee Health Insurance
Daily Policy Digest, Health Issues, October 17, 2001
http://www.ncpa.org/iss/hea/pd101701a.html

The Alternatives
By Tom Scheck, Minnesota Public Radio, October, 2001
http://news.mpr.org/features/200110/29_newsroom_hmo/alternatives.shtml

Insurers increase defined-contribution plans
By Myrle Croasdale, AMNews staff. Oct. 1, 2001. Amedican Medical News
http://www.ama-assn.org/sci-pubs/amnews/pick_01/bisb1001.htm

Next Stop: Defined Contribution Health Plans
By Ginny Cady, AFSCME Collective Bargaining Reporter, 2001 Number 2
http://www.afscme.org/wrkplace/cbr201_1.htm

Aetna introduces defined-contribution plan
by Julie Bryant, Atlanta Business Chronicle, September 21, 2001
http://atlanta.bcentral.com/atlanta/stories/2001/09/24/newscolumn1.html

Business models emerge for consumer-driven health care, Part 2
By Jill Elswick, Employee Benefit News, September 15, 2001
http://www.benefitnews.com/health/detail.cfm?id=1841

Startup hopes to cut health-care costs
The Business Journal, September 7, 2001
http://charlotte.bcentral.com/charlotte/stories/2001/09/03/daily41.html

Business models emerge for consumer-driven health care, Part 1
By Jill Elswick, Employee Benefit News, September 1, 2001
http://www.benefitnews.com/health/detail.cfm?id=1773

Medical Savings Accounts: An Answer to Health Costs?
by Albert B. Crenshaw, Washington Post, August 27, 2001
http://www.washingtonpost.com/ac2/wp-dyn?pagename=article&node=&contentId=A713-2001Aug26

Consumer-driven health plans could mean end of capitation
AM News, August 13, 2001
http://www.ama-assn.org/sci-pubs/amnews/pick_01/bisa0813.htm

Hewitt to Pursue New Markets with Sageo
Press Release, July 23, 2001
http://was.hewitt.com/hewitt/resource/newsroom/pressrel/2001/07-23-01.htm

*Improving Americans' Health Care Coverage Through Defined Contributions*
by James Frogue and Grace-Marie Turner Heritage Foundation Backgrounder June 28, 2001
http://www.heritage.org/library/backgrounder/bg1453es.html

Behind The Wheel:New Model of health care service gives patients more power but at a price
by Victoria Colliver, SF Chronicle June 15, 2001
http://www.sfgate.com/cgi-bin/article.cgi?f=/c/a/2001/06/15/BU100378.DTL

Insurer's voucher plan is first in state; does it boost workers' choice -- or just cost?
By Carol M. Ostrom, Seattle Times, June 11, 2001
http://archives.seattletimes.nwsource.com/cgi-bin/texis/web/vortex/display?slug=contributions11m0&date=20010611

Plans lower pain of increasing healthcare costs
by Yolanda J. Cuesta, Sacramento Business Journal, June 8, 2001
http://sacramento.bcentral.com/sacramento/stories/2001/06/11/focus3.html

More choices in health care
by Peter Neurath, Puget Sound Business Journal, June 8, 2001
http://seattle.bcentral.com/seattle/stories/2001/06/11/story4.html

Private Sector Leads the Way for Defined Contributions
by Greg Scandlen, Heartland.org Health Care News, June 2001
http://www.heartland.org/health/jun01/defined.htm

Defined Contribution Health Benefits:The Next Evolution?
EBRI-ERF Policy Forum
Presentation Menu, May 3, 2001
http://www.ebri.org/policyforums/may2001pf/speaker-materials.html

Consumer-Driven Health Care Strategies
by Tom Beauregard, EBRI Policy Forum, May 2001
http://www.ebri.org/policyforums/may2001pf/14-beauregard.pdf

Defined Contribution Health Benefits
CoBiz Connect Newsletter, May 2001
http://www.cobizconnect.com/news.may2001.html

Healthcare From a New Perspective
By Lisa Stammer, Healthcare Informatics, May 2001
http://www.healthcare-informatics.com/issues/2001/05_01/cover.htm

Towers Perrin Survey Finds Employers Committed to Playing an Active Role in Health Care Despite Concerns about Rising Costs
Press Release, May 1, 2001
http://www.towers.com/towers/news/news_frame.asp?target=http://www.towers.com/towers/news/pressrelease_2001/pr050101.htm

Defined Contribution Health Accounts: the Search for a New Vision
Center for Studying Health System Change Issue Brief 37, April 30, 2001 http://www.hschange.com/CONTENT/310/

Runaway costs prompt employers to shift burden
By Craig Gunsauley, Employee Benefit News, April 15, 2001
http://www.benefitnews.com/subscriber/01_04_15/health2.htm

Health plan choice for workers
by Len Strazewski, Chicago Business, April 10, 2001
http://www.chicagobusiness.com/cgi-bin/news.pl?id=2019

California employers move toward defined contributions
insure.com, April 3,2001
http://www.insure.com/states/ca/health/definedcontrib401.html

Blue Cross of California begins $100 concept
by Rebecca Lentz, Modern Physician, 04/01/2001
http://www.modernphysician.com/archive/article.php3?refid=1272

*Commentary: The Evolution of Voluntary Choice Cooperatives*
by Terry S. Ward, Contingencies, American Academy of Actuaries, March/April 2001
http://www.contingencies.org/marapr01/commentary.htm

New trends in health insurance plans
by Debbie Kuehn, Employee Benefits Newsletter, March/April 2001
http://www.cfginsurance.com/FreshSite/content/cfgupdate/marapr01/newtrendsinhealthinsurance.htm

Consumer Driven Healthcare Association
Press Release, March 19, 2001
http://www.healthallies.com/aboutus/press_release_story.jhtml?pressID=23

EBRI Says Employers Becoming Interested In Defined Contribution Health Care Benefits
BNA's Health Care Daily Report, March 19, 2001
http://subscript.bna.com/SAMPLES/hce.nsf/7f3165d8fe9ae88f852565580009c5fc/98d7b1ba7ecb115185256a1200084520?OpenDocument

HMOs' failure to tame costs spurs quick fixes
USA Today Editorial, March 14, 2001
http://www.usatoday.com/news/comment/2001-03-14-nceditf.htm

Defined Contribution Health Plans Face Many Obstacles, Panelists Say
Pension & Benefits Daily, March 2, 2001
http://subscript.bna.com/SAMPLES/pbd.nsf/183cd83f5cdf1e0e8525648000522e2b/e70f4d44b28dd96085256a030009dd7b?OpenDocument

The Defined Contribution Revolution
by Bob L. Corkins, Heartland.org Health Care News, March 2001
http://www.heartland.org/health/mar01/defined.htm

HealthCast 2010: E-benefits Part 1 - Choice: The salsa of e-benefits
By Sandy Lutz, PWC for HealthLeaders, March 2001
http://www.healthleaders.com/index.cfm?section=31&screen=news&news_id=11845

Defined Contribution: Why It Won't Happen Any Time Soon
By Frank Diamond, Managed Care Magazine February 2001.
http://www.managedcaremag.com/archives/0102/0102.defined.html

First-generation DC health plans continue rollout
By Peter Mead, Employee Benefit News, February 2001
http://www.benefitnews.com/subscriber/01_02/health2.htm

The basics of defined contribution health insurance
by Vicki Lankarge, insure.com, January 24, 2001
http://www.insure.com/health/definedcontributions.html

Coventry Health Care will sell Vivius' defined-contribution product
Kansis City Business Journal, January 16, 2001
http://kansascity.bcentral.com/kansascity/stories/2001/01/15/daily7.html

Defined Contribution: Overview and Resources
Tufts Managed Care Institute Topic of the Month, January 2001
http://www.tmci.org/other_resources/topic1_01.htm

Defined Contribution Health Plans
EBRI Members Conclave, December 7, 2000
http://www.ebri.org/conclave/fact3.pdf

Will Consumer-Driven E-Health Plans Reward Physicians for Quality?
by David Aquilina, QIPhysician.com, December 2000
http://www.qiphysician.com/cgi-local/display_article_short.cgi?864

Reinventing Healthcare Benefits
Healthcare Business, November-December 2000
http://www.healthcarebusiness.com/archives/healthcarebusiness/1100/rt-feature.html

Brave New Paradigm
By Robin Blair, Health Management Technology November 2000
http://www.healthmgttech.com/archives/h1100brave.htm

Defined Care Not Catching On
By Mary Weidler and Shirley Kawa Jump Bizjournals.com Cincinatti October 20, 2000
http://www.bizjournals.com/cincinnati/stories/2000/10/23/focus1.html

Changing times are changing how we pay
By Katherine Capp, Bizjournals.com Birmingham October 13, 2000
http://www.bizjournals.com/birmingham/stories/2000/10/16/focus4.html

Internet Yields New Opportunities to Reshape Health Care Market
William M. Mercer October 11, 2000
http://www.wmmercer.com/usa/english/resource/resource_news_topic_101200.htm

Employees define medical spending
By Shannon Hahn, BizJournals.com/twincities, October 6, 2000
http://www.bizjournals.com/twincities/stories/2000/10/09/focus3.html

Wholesaling Healthcare
by Rochelle Roniger. Healthcare Business, October 2000
http://www.healthcarebusiness.com/archives/healthcarebusiness/1000/dept-emerging.html

Freedom of Choice
by Sally Whitney, Best's Review, October 2000
http://www.bestreview.com/2000-10/lh_freedomofchoice.html

Consumers to the rescue
By Fred Sandsmark, Red Herring, October 2000
http://www.redherring.com/mag/issue83/mag-consumers-83.html

Health-Care Consumerism Heats Up
By Joanne Sammer, Business Finance, September 2000,
http:// www.businessfinancemag.com/archives/Static/wcd00002/wcd0021c.htm

Predicting MCOs' Future By Learning From the Past
By Patrick Mullen, Managed Care Magazine September 2000
http://www.managedcaremag.com/archiveMC/0009/0009.qna_boland.html

eHealth 2.1: Defined Contribution Defined: Health Insurance For The Next Century
By Daren C. Marhula, U.S. Bancorp Piper Jaffray Inc, September 2000
http://www.gotoanalysts.com/piperpublic/goto/feature_ehealth21.asp

More choice, more voice: Defined contributions could redefine health care financing
By Laurie Stoneham, Texas Medicine, August 2000
http://www.texmed.org/ata/nrm/tme/texmeddefcontribaug00.asp

Employers mull cash in lieu of health insurance for workers
Susan J. Landers, American Medical News, August 14, 2000
http://www.ama-assn.org/sci-pubs/amnews/pick_00/gvsc0814.htm

Selling Insurance Online: An Indefinite Future for Defined Contributions
By Westside Public Relations, July 2000
http://www.westsidepr.com/p3_selling_ins.htm

Bidding Wars
By Brian McCormick, Modern Physician, July 2000
http://www.modernphysician.com/archive/article.php3?refid=969

Slowdown
By Rebecca Lentz, Modern Physician, July 2000
http://www.modernphysician.com/archive/article.php3?refid=966

Some employers are bailing out of medical insurance plans and handing over the premium money to employees
By Melynda Dovel Wilcox, Kiplinger's Magazine, July 2000
http://www.kiplinger.com/magazine/archives/2000/July/ahead/health.htm

Local leaders get low-down on US IPA management concerns
African Health Synergies, Todays Doctors News June 7, 2000
http://www.healthsynergies.co.za/todaysdoctornews/news20000607.html

The emerging impact of defined care on cost and quality.
By Clive Riddle, The Journal of Cost and Quality, June, 2000
http://www.cost-quality.com/restpast/v6i2a7.html

Buy Direct
By Molly Tschida, Modern Physician, June 2000
http://www.modernphysician.com/archive/article.php3?refid=938

Like Stock Brokers, Are Health Care's Middlemen Losing Influence?
By John Carroll, Managed Care, May 2000
http://www.managedcaremag.com/archiveMC/0005/0005.broker.html

New Directions in Employer Sponsored Healthcare
Roundtable Discussion, Healthcare Business, May 2000
http://www.healthcarebusiness.com/archives/healthcarebusiness/0500/rt-intro.html

Defined benefits: Multiple choice
By Julie Jacob, AMNews staff. May 1, 2000
http://www.ama-assn.org/sci-pubs/amnews/pick_00/bisa0501.htm

Highmark BCBS Unveils Internet-Based `Paperless' Health Insurance Program
Company Press Release, April 18, 2000
http://www.highmark.com/whatsnew/nrbluechoice.html

Seizing the Moment: Making the Most of a Consumer-Based Economy
by Karen V. Corrigan, Modern Healthcare Ask the Expert April 3, 2000
http://www.modernhealthcare.com/expert/archiveitem.php3?refid=58

Healthcare Á La Carte
The Finova Quarterly Spring 2000
http://www.bpa.arizona.edu/midsizebusiness/quarterly4-2/healthinsurance.html

From Medical Monoliths to 'Focused Factories'
by Amy S. Feehan, Healthcare Informatics, April 2000
http://www.healthcare-informatics.com/issues/2000/04_00/feehan.htm

Customizing Health Benefits
by Meg Green, Best's Review, April 2000
http://www.bestreview.com/2000-04/custom.html

Passing Health Plan Cost Increases to Employees Not An Option for Firms Struggling with Labor Shortages
William M. Mercer, Incorporated, December 14, 1999
http://www.wmmercer.com/usa/english/resource/resource_news_topic_121399a.html

As HMO Enrollment Hits Plateau, Managed Care Shifts Directions
William M. Mercer, Incorporated, December 14, 1999
http://www.wmmercer.com/usa/english/resource/resource_news_topic_121399b.html

Defined Contribution Health Plans: Wave Of The Future?
National Center for Policy Analysis, December 10, 1999.
http://www.ncpa.org/pi/health/pd121099c.html

Managed Care: What Went Wrong? Can It Be Fixed?
Alain C. Enthoven, The Donald C. Ozman and Donald B. Ozman and Family Lecture in Management, November 29, 1999
http://www.gsb.stanford.edu/services/news/enthovenozmunlecture.html

Serious reform proposals emerge
Physicians News Digest, July 1999
http://www.physiciansnews.com/cover/799.html

Defined Contribution: A New Paradigm In Employee Health Benefits
Michael Kirshner, President, SelexSys, July 1999
http://www.selexsys.com/articles/defcont.htm

The Uncertain Future of Managed Care
The New England Journal of Medicine
January 14, 1999; Volume 340, Number 2
http://members.aol.com/risnabooks/adhoc/uncertain.htm

The Future of Health Care
Baylor College of Medicine Releases National Healthcare Survey Results; 23-Nov-1998 -
http://www.bcm.tmc.edu/pa/futuresurvey.html

Contracting for Managed Substance Abuse and Mental Health Services: A Guide for Public Purchasers; Coverage Options Under Managed Care: Defined Benefits vs. Defined Contributions
Center for Substance Abuse Treatment, Substance Abuse and Mental Health Services Administration, October 23, 1998
http://www.treatment.org/taps/tap22/TAP22EntDoc.htm

Market principles begin to influence health care
Washington Business Journal; Week of September 21, 1998
http://www.amcity.com/washington/stories/1998/09/21/focus11.html

Comprehensive Medicare Reform: Defined Benefit vs. Defined Contribution
Final Report Prepared for National Coalition on Health Care; September 1, 1998
By: John F. Sheils, Andrea Fishman; The Lewin Group, Inc.
http://www.americashealth.org/benefit_vs_defined.html

A Conversation with Regina E. Herzlinger
Managed Care Magazine May 1998.
http://managedcaremag.com/archiveMC/9805/9805.qna_herzlinger.shtml

Health Insurance Market Reforms: What They Can and Cannot Do
The Urban Institute, 1998
http://www.urban.org/pubs/hinsure/insure.htm

Congress's Own Health Plan As A Model For Medicare Reform
The Heritage Foundation
Roe Backgrounder No.1123, June 12, 1997
http://www.heritage.org/library/categories/healthwel/bg1123.html

ACP-ASIM Preliminary Position Paper on Converting Medicare to a Defined Contribution Program
ACP-ASIM Online, Approved by the Board of Regents in November, 1996
http://www.acponline.org/hpp/addenmed.htm

Making the Case for Consumer Health Education in Managed Care
Remarks by Edward Bergmark, 1996
http://www.odphp.osophs.dhhs.gov/confrnce/partnr96/knopf.htm

Medical Savings Accounts
National Center for Policy Analysis, January 9, 1995
http://www.public-policy.org/~ncpa/w/w14.html